Panorama
Discover the highlights from the world of finance, innovation and sustainability.
How will the new era of AI affect countries and companies?
By the end of 2025, the size of the artificial intelligence market will be nearing $300 billion. According to experts, the impact of the latest technological revolution will increase productivity and revenue. Finance, insurance, industry, energy, education, health and human resources are the sectors that will first notice the impact of this first wave of AI. The United The US, Finland and Switzerland are the best positioned countries.
How does duration and convexity impact bonds when rates fall?
The last decade of the financial market can be described in many ways, but perhaps the one that fits best is the concept of “outlier”. It may seem very difficult to think that what we have experienced does not fit within the margins of “normality,” it happens every year when we talk about the weather or the state of youth. In the case of markets, however, it fits like a glove. Why?
What type of investor are you? Profiles and strategies
There are professional, retail or institutional investors. When considering risk, there are conservative, moderate and more daring risks. And depending on their strategy, there are individuals or legal entities who are committed to investing in the short term, who seek opportunities or who trust the passage of time.
25 key trends for 2025: economic, social and financial impact
The year 2025 is shaping up to be a dynamic period, marked by significant transformations in the economic, social, and financial spheres. Many of these trends are directly or indirectly impacting our lives, while others have relevant financial implications, even for those who do not invest in financial markets.
How to prepare for the financial challenges of the future: guide to 2025
Rising tariffs, economic slowdown, public debt volume, inflation and rate cuts, stock market valuations... The financial challenges of the coming year are many and varied, as are opportunities for investors. Geopolitical conflicts are also a concern.
Market highlights in 2024
The year 2024 has been marked by a certain return to normalcy in the global economic situation and its key variables, such as economic growth and inflation. This is an overview of the key milestones of 2024.
How to avoid cognitive errors in investment decision-making: keys to improving your returns
The start of a new year can provide an opportunity to review our investments. During this process, it is normal to feel a mix of emotions. Sergio Pedrosa, Executive Director of Private Banking at BBVA Switzerland, talks about cognitive errors in investing and shares some strategies to avoid succumbing to bias.
Choosing an investment: What should I analyze?
How long, with what objective, and what level of risk are we willing to take. These are the first three questions we need to consider before investing. After that, we need to decide on a portfolio and remember the importance of psychological factors.
Which vehicles can I invest in? A panoramic view
Deposits, funds, ETFs, pension plans... There are different investment methods and products for all tastes. However, they all have a common goal: to generate a return on our money. It is important to consider the level of risk and seek the advice of an expert financial adviser.
Managing your money: How to create a budget?
Investment planning always starts with a budget. By organizing your income and expenses over time, you can better control your personal finances, save more, and manage payments more effectively. There are guidelines to help you refine your budget.
The power of investment: What impact does it have on the world?
The main impact of investing is the economic growth of companies, individuals, and countries. However, investment today also serves to generate social welfare and accelerate the energy transition.
The small decisions: What is investment mentality?
Patience, courage, organization, and tenacity are often highlighted as key qualities of investment mentality. However, the first essential element is to have information and financial literacy to understand the risks... and the opportunities.
The investor's guide: where to begin?
Understanding in detail what investing is and how it works reduces fear and uncertainty. Stocks, Treasury bills, government bonds, venture capital, real estate purchases, commodities, or cryptocurrencies... There are many ways for our money to generate returns.