Panorama

Discover the highlights from the world of finance, innovation and sustainability.

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The scientific community is exploring how to manufacture super efficient devices using biological hardware. Biocomputers inspired in nature, processors made of human nerve cells… Fascinating projects under a newly coined umbrella term: organoid intelligence.
Studying new medicines and their properties is made that much easier thanks to supercomputers and artificial intelligence. Experts believe that AI has democratized the development of medicines and helps to better understand chemistry while questioning certain work methods.
It is the next generation of the web, where user experience and interaction will be more personalized, secure, and democratic. In Web 3.0, the crypto ecosystem is the essential component. 
Far from being a mere toy, video game playing is having an enormous impact worldwide both culturally and economically. The European industry is now the sector’s second most powerful player. 
The massive use of cheaper synthetic data sets to train artificial intelligence generates an unexpected phenomenon that spoils the results.
An application on your cell phone that combines dozens of features: chatting, navigation, wallet, booking system... These so-called super apps give users access to a whole range of services, anytime, anywhere.
The book, paper and "ballpen" are being replaced by educational technology in recent years. As a tool in the classroom, EdTech can provide students with personalized learning experiences, automate routine tasks and provide instant observations.
BBVA is the first bank in the eurozone, through its subsidiary in Switzerland, to offer a cryptocurrency custody service. 
The crypto ecosystem, with its fluctuations and the constant emergence of new "altcoins", encourages cryptocurrency users to pay closer attention to transparency, security and liquidity.  
Bitcoin has proven to be a secure and cyberattack resistant network. However, the storage of cryptocurrencies in virtual wallets and exchanges might become vulnerable.
Neither growth has stopped, nor does it show any signs of slowing down. The transition to a cashless society and the growing role of payments as more than just an exchange of value, is creating a unique opportunity in the ecommerce and financial services sector.
Beyond Crypto Winter, the adoption and long-term prospects of digital assets have only expanded lately, as well as the list of investors participating in this space. 
The year 2024 has begun with the approval of Bitcoin ETFs, exchange-traded funds that purchase the cryptocurrency and where investors are exposed to the price of Bitcoin without having to purchase it directly.
Green investments are in a new era driven by advanced automation and absolute transparency.
80 % of central banks worldwide are planning to launch a digital currency in the coming years. The United Kingdom has already put in place the machinery to create its CBDC, a digital pound focused on payments.
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