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There are professional, retail or institutional investors. When considering risk, there are conservative, moderate and more daring risks. And depending on their strategy, there are individuals or legal entities who are committed to investing in the short term, who seek opportunities or who trust the passage of time. 
The year 2025 is shaping up to be a dynamic period, marked by significant transformations in the economic, social, and financial spheres. Many of these trends are directly or indirectly impacting our lives, while others have relevant financial implications, even for those who do not invest in financial markets.
The year 2024 has been marked by a certain return to normalcy in the global economic situation and its key variables, such as economic growth and inflation. This is an overview of the key milestones of 2024.
Deposits, funds, ETFs, pension plans... There are different investment methods and products for all tastes. However, they all have a common goal: to generate a return on our money. It is important to consider the level of risk and seek the advice of an expert financial adviser.
How long, with what objective, and what level of risk are we willing to take. These are the first three questions we need to consider before investing. After that, we need to decide on a portfolio and remember the importance of psychological factors.
Investment planning always starts with a budget. By organizing your income and expenses over time, you can better control your personal finances, save more, and manage payments more effectively. There are guidelines to help you refine your budget.
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