Private banking
Equity market analysis and valuations
Equity market valuations are at historically very high levels, which implies that long-term yields for investors will be lower than in the past.
BBVA adheres to the United Nations Principles for Responsible Banking
BBVA joined in launching the Principles for Responsible Banking at the United Nations Environment Programme Finance Initiative (UNEP FI) global roundtable in Paris.
Investing in sovereign fixed income: traditional bonds or strips?
The difference between a strip bond and a traditional one is that a strip is a zero coupon bond, i.e. it does not pay coupons as these are included in the price. Therefore, strip they have a longer duration. For 30Y treasury bonds the duration or sensitivity to movements in interest rates is just under 20 years, while for strip bonds with the same maturity it is close to 30.
BBVA, the only major bank among the 100 digital pioneers in Europe
BBVA has been recognized by the Financial Times (FT), Google and a panel of leading European policy makers as one of the 100 digital pioneers in Europe. BBVA is the only major bank included in a special report from the Financial Times, ‘Europe’s Road to Growth,’ because of its innovative use of new technologies, as well as the cultural shift that the company has undertaken.
Inheritance tax: How does it affect me?
Revenues from inheritance and gift taxes have reduced over the years; from an OECD average of 1.1% of total tax revenues in 1965 down to the present 0.4%.
Is technology a profitable investment?
The digital population growth is a condition that will define the world, not only in business, but in politics and investment. The changes in the generations and the access that each of these had to technology defines the financial scenario and the form that the growth dynamics will take on a global level.
How does nutrition help our immune system?
The immune system is on charge of the protection of our body against the various agents it identifies as possible aggressors; whether they are viruses, bacteria, allergens, toxins, malignant cells, etc. Nutrition, as we will see, plays a very important role in this, and for that reason the term immunonutrition has been coined to refer to the science involved in studying the relationship between nutrition and immunity.
How do the rate hikes affect investors?
The United States Federal Reserve has implemented further rate hikes, as it has been announcing for some time. No clear indication has been given as to how far they will continue to rise, and therefore most investors think that there will be further hikes in the remaining months of 2018 and throughout 2019.
What are profitable and socially responsible bonds?
At BBVA Switzerland, we are conscious that our main mission is to safeguard our clients' wealth, but this objective is not incompatible with maintaining our commitment to a sustainable future. What are profitable and socially responsible bonds?
BBVA Open Talent awards entrepreneurs in Switzerland
The country's Open Talent Final at the Zurich Impact Hub in the trendy Zurich West district went as punctually as Swiss clockwork. Jointly organized with Seedstars and Open Innovation, Switzerland's first ever edition of the event was a success in terms of turnout and certainly lived up to all the hype. Entrepreneurship, enthusiasm and innovation pervaded throughout event, which was evident during the final project lunch, where attendees had a moment to share their impressions and ideas.
Welcome to the first swiss edition of BBVA Open Talks
Besides a themed keynote panel, five of Switzerland’s best fintech startups will feature the swiss round of BBVA Open Talent 2018, competing for all-inclusive trips to BBVA Open Summit Madrid, Mexico (roadshow with high executives from the bank) and the opportunity to do an innovation pilot with the spanish bank.
BBVA designates Carlos Torres Vila as its next chairman
The Board of Directors of BBVA approved the succession plan for the company’s chairman. The plan establishes that CEO Carlos Torres Vila is to replace Francisco González as group executive chairman when he leaves his post, which is expected to take place on Dec. 31st, 2018. The succession ensures the continuity of the transformation process which has placed BBVA at the forefront of the global financial industry.
The values of chess in education
Chess, considered a sport by the International Olympic Committee, is an intellectual game requiring concentration, calculation and the ability to analyse. But the most important thing is that it can be played from the age of three and there is no upper age limit. Discover with BBVA how the values of chess can be used to provide an innovative education.
What benefits does artificial intelligence have for the investor?
Artificial Intelligence is making strides as a disruptive element in many areas of our daily lives, or at least, as a tool that simplifies and improves many of our habitual processes. We analyze what benefits this impressive technology has for the investor.
Investors and the need of searching for value
In a context where it is not easy to find undervalued assets or assets with an interesting risk return scenario, we must strive to select the right investment opportunities searching for value. BBVA in Switzerland, in line with its focus on capital preservation and capitalizing assets in the medium and long term, believes that some specific assets are still attractive to investors.
What benefit for my assets does it have to change my country of residence?
Have you ever considered moving to another country looking for a better taxation for your assets? Why are there so many cases of athletes or artists who decide to change the country of residence for the benefit of their careers?
BBVA Switzerland participates in the solidarity race 'Pink Ribbon'
On Sunday, September 2 in Zurich, the 11th solidarity race against breast cancer, Pink Ribbon, was held. Under the slogan: ‘ZÄME SIMER STERCHER‘, (united we are stronger), this race has mobilized thousands of runners, among whom was a BBVA group in Switzerland, included Alfonso Gómez, CEO of the bank.
Monetary normalisation in the US and its effects
At the end of 2015, the Federal Reserve began the process of removing the extraordinary monetary policy accommodation that it had introduced to help stimulate the economy in the wake of the 2008 financial crisis (the "Great Recession"). However, the Fed's monetary normalisation could see this situation gradually change.
An investment made to measure for all clients
It is increasingly common for clients with knowledge of financial markets and with the intention of modulating risk according to their tolerance, to take the initiative and hire products tailored to their needs. The confidence between the bank and the clients is in this case is maximum and it seems interesting to talk about this current investment trend.
Why is United States stronger than the rest of the world?
During 2018 we witnessed a stronger divergence of behavior between the United States and the rest of the countries. The US stock market registers a revaluation close to two digits, while other markets such as emerging countries or Europe, are in negative positions.
The importance of art due diligence against counterfeiting
We all assume that counterfeiting in art exist, but to what extent is it a serious problem? Much more than we think. Many counterfeit works of art, for example a false lithograph by Miró, are sold on the Internet in small quantities, approximately $ 5,000, to numerous buyers who trust the seller’s word and do not carry out any prior investigation – ‘due diligence’ – in the works.
Consequences of the monetary policy of the Federal Reserve
Only a few months ago we commented on the process of increases in reference rates by the Federal Reserve of the United States and how this process can affect the economy and the financial markets. It may be interesting to return to the subject given the situation of some countries and the dynamics of the global economy in recent weeks.
What is private banking in Switzerland?
Have you ever asked yourself what private banking is? Or why Swiss banking is so famous? BBVA's employees in Switzerland reveal the opportunities already enjoyed by our customers.
BBVA in Switzerland invites you to the Prado Museum
The Prado Museum is approaching its 200th anniversary. The Spanish gallery is home to a fascinating collection of masterpieces by seminal figures in the history of art. A tour of its collection will provide you with the opportunity to admire works by artists like Hieronymous Bosch, Titian, El Greco, Rubens, Velázquez and Goya.
BBVA Microfinance promotes the development of Latin American women
In its Social Performance Report, which it has just presented, the BBVA Microfinance Foundation (BBVAMF) describes its contribution to the United Nations' Sustainable Development Goals, which recognise the importance of financial inclusion and microfinances for their achievement. The Foundation provides financial products and services to at-risk communities in Latin America, in particular to women, to promote their development. According to the World Bank, nearly one in every two does not have a bank account.
Bonds and loans to finance green technologies
Green technologies, such as renewable energies, energy efficiency and electric vehicles, can help to reduce the impact of human action on climate change. In 2007, the European Investment Bank issued the world's first green bonds aimed at financing and developing these technologies. In Spain, BBVA signed its first green loan in 2017, worth 500 million euros.
The peculiar year for equity
This has obviously been a peculiar year, with differentiated movements; equities have been range-bound in the US, but sustained sharp corrections in other markets.
