
01. My Account
Joining New Gen is very easy through our online form
Want to know more? Go ahead…
In order to have a successful video identification, we suggest that you follow the recommendations below:
- Smartphone, tablet or computer with webcam and microphone
- Active phone number to receive text message
- Quiet, undisturbed place to receive a private video call
- An stable internet connection
- Time to perform the identification, around 10 minutes
- High resolution webcam or cell phone camera
- And of course, a valid identification document
If you are filling out the application form on your computer, scan the QR code you will see on your screen to initiate the identification and follow the instructions. If you are using a mobile device, you will not need to scan any QR code, simply follow the steps to successfully complete the information.
You can start biometrics at any time
These are our schedules to perform your video-identification process according to your preferred language:
- English, German, French and Italian at any time (from Monday to Saturday from 07:00 to 22:00 CET)
- Spanish, between 15:00 – 18:00 CET (from Monday to Saturday)
02. Global Position and Documentation
In your E-banking or Mobile app you can find all the information you need about your positions, bookings, performance and more. You just have to access the Portfolios section, select your account and that’s it!
In your E-banking or Mobile app you can find all the information you need about your positions, bookings, performance and more. You just have to access the Portfolios section, select your account and that’s it!
You need to enter E-banking or Mobile App and use the Messages section to request change of personal information. You should detail the new address, country of residence, phone number or email and we will proceed with the changes
The tax documentation is generated once a year and automatically uploaded to your documents section in the e-banking
The documents are generated at the end of the operations and automatically uploaded to your documents section in the e-banking
03. Payments & Transfers
- If you need to make a Payment for an amount less than 25,000 CHF. Click on the Payment section in your E-banking or Mobile app and in three simple steps you can confirm the payment
- If you need to make a transfer for an amount greater than 25,000 CHF, you need to enter E-banking or Mobile App and use the Messages section to request the New Payment
- This process is only available for transfers to the same account holder
Making a payment costs 10 CHF, 10 EUR, or 10 USD
There is no limit for the number of transfers that you can make. However, you need to consider that the maximum amount you can transfer through the e-banking is CHF 25’000 per transaction and CHF 50’000 per month. In case you need to make bigger payments, you may request so through the secure messaging system available in the Messages section of the e-banking and mobile App
The maximum amount you can transfer through the e-banking is CHF 25’000 per transaction and CHF 50’000 per month. In case you need to make bigger payments, you may request so through the secure messaging system available in the Message section of the e-banking. The process will only apply to transfers to accounts of the same account holder
All payments have a standard value date of D+2, if you need to change it for a specific payment, you need to enter E-Banking or Mobile App And Use the Messages Section to request a New Payment
04. Trading
Placing a trade with New Gen is very easy, you just need to follow these steps:
1. Login to the E-banking or Mobile App, and select the Trading section
2. Select the type of trade you want to place (Buy or Sell)
3. Find the instrument you want to trade by entering the ISIN or security name in the search box
4. Once you have selected the instrument, select the current account you want to use, the quantity you want to trade, the execution type, and the limit/trigger price (this does not apply if you are placing the order “At Market”)
5. Review the details of your order, and submit it
6. Once you have submitted the order, you can check the status in the Trading Overview
- You can trade Equities, Mutual Funds and ETFs through our digital platforms
- You can also trade Bonds, Preferred Shares, Options, FX forwards, and Structured Products. To do so, just contact us through the e-banking
At market, limited, stop-loss, stop-limit
The maximum period that you can place a limited, stop-loss, stop-limit or order is up to 90 days
The fee will always be 0.25% regardless of what you invest in. Easy, right?
Here is a simple example:
- Siemens 10.000 EUR It costs you 25 EUR
- Nestle 50.000 CHF It costs you 125 CHF
- Apple 100.000 USD It costs you 250 USD
05. Crypto-Assets
To know the cost to receive cryptocurrencies, please contact us: support.newgen@bbva.ch
At the moment, you can buy and sell Bitcoin and Ether. We are working on adding more offerings in this category
Cryptocurrencies transfer orders to or from your account are free of charge
If you are interested in transfer Bitcoin, please contact us support.newgen@bbva.ch
At the moment only Bitcoin. we are continuously working to increase our crypto-assets offering
06. Lending
If you want a loan or line of credit, you need to log in to your E-banking or mobile app and use the Messages section. There you can select the option “Financing request”
You can apply for a Credit Line or a Loan
The type of financing that we offer is Lombard. This means that we will use the investments that you hold with us as collateral (guarantee). Since each asset has a different guarantee value, the amount of financing you can get will the depend on the type of investments you currently have and the type of investments you want to make
The cost of financing is Base Rate + 2.50% annually. We do not charge any Set Up or Renewal fees
The base rate we use is Libor. You can find more information about this rate here
07. Digital Platforms
At New Gen you have at your disposal:
- E-banking and mobile app, which is available for both Android and iOS
- BBVA Access Key
To access of the digital platforms all you need is:
- An e-banking contract
- A username and password
- The BBVA CH Access Key
Access to your E-banking account is very simple
- Go to bbva.ch
- Select the Enter option
- Complete the information requested with the data you received in the welcome letter to New Gen.
Access to your Mobile App is very simple
- Download the app from your Google Play or Apple Store.
- Complete the information requested with the data you received in the welcome letter to New Gen.
You can download it from either Google Play or the Apple Store