Financial Literacy

Money is talked about a lot, but rarely reflected on honestly. It is expected to deliver performance, stability and growth. Successes and failures are attributed to it. Yet what it truly represents is seldom discussed.

People over 65 have different habits, consumption patterns, needs, and ways of entertaining themselves. And their numbers are growing. The silver economy, which caters to this population group, presents both challenges and investment opportunities: from telecare, smart home technology, and insurance to food and tourism.

Finding the right solutions to obtain immediate liquidity can often be an instrument to create and preserve the value of your assets. Mortgages, Lombard loans and leverage are some of the most common resources.

The Markets in Crypto-Assets Regulation provides investor protection for digital currencies. With the implementation of this rule, new supervision mechanisms were introduced for the issuance and custody of these assets, and for market transparency, putting the same rules of the game in place across the EU.

Market volatility measures the frequency and intensity with which asset prices change. This aggressive fluctuation in price is a natural and inherent element of markets and investment. The important thing is knowing how to manage it because it also generates opportunities.

Europe and some Latin American countries like Colombia and Mexico are investing in both the promotion of railways and low-emission zones. In World Sustainable Transport Month, we analyze the rise of new methods of citizen mobility aimed at reducing polluting emissions.

Is it possible to use an investment portfolio to request a line of financing? The answer is yes. And it also has a name: Lombard loan. A lesser-known but effective and useful credit method to avoid having to sell investments to acquire a certain asset.

Building a good investment portfolio is very similar to the process of cooking a recipe. You need ingredients, incorporate them in the right measure and at the right time, and correct them throughout the process to achieve an irresistible dish. Currencies would be the salt and pepper.

On October 31, 2008, amid a global financial crisis, a pseudonymous figure named Satoshi Nakamoto released a nine-page document titled “Bitcoin: A Peer-to-Peer Electronic Cash System.” Few could have imagined that such a concise paper would redefine how we think about money, trust, and the architecture of the digital economy.

Artificial intelligence (AI) has become integrated into many aspects of our daily lives, from the personal assistants on our mobile phones to the algorithms that decide what we see on social media. This technological revolution is transforming the way we live and work, but it also raises questions about its impact on our mental health and emotional wellbeing.

On the occasion of World Investor Week (WIW), organized by the International Organization of Securities Commissions (IOSCO), we would like to highlight the importance of having a vision for the future, discipline and strategy to enable savers to become builders of sustainable long-term wealth. Consistent investing and compound interest can turn $96,000 in savings into $210,552 in just two decades.

Value, growth, or quality investing. In the financial markets, there are opinions to suit all tastes, but the profitability figures validate the lesser-known strategy of quality investing. We explain how to participate in this trend.

Go to full article More democracy, more investment?

2024: A global election year with over 2 billion voters across 50 countries - assessing the impact of politics on investments and financial markets.

It is not known when interest rates will fall, and by how many points. Investors are waiting for something to change compared to 2023. We explain how rate changes can affect you, and what to do in the event of increases and decreases.

Often ignored by Western media and investment funds, the Association of Southeast Asian Nations (ASEAN) is emerging as the world’s fifth largest economy. With ten countries and 663 million inhabitants, the region is a fertile ground for investment opportunities.

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Panorama blog

Because understanding is also a way to invest better. Explore ideas, trends, and market cues to make thoughtful decisions.

The art of understanding money

The silver economy: an investment opportunity that keeps growing

How can you make the most of financing in an investment and wealth management strategy?

The MiCA law, one year later: opening the door to banks and tighter oversight of digital currencies

Advantages and risks associated with market volatility

Trains, bicycles and electric cars: how sustainable transport represents an unknown investment opportunity

Lombard loan: how it works and when to use it

Professional currency management: Key concepts and tools for large portfolios

Nine Pages That Rewrote the Future of Finance

Psychological repercussions of the use of AI: how does it affect us and what can we do about it?

The key principle for investing: celebrate patience as a competitive advantage

Quality investing, an alternative strategy that has shown its potential over the past 20 years

More democracy, more investment?

The end of rate increases in 2024? This is how it affects investments

ASEAN, the Asian El Dorado