How to invest in different currencies
Private Banking clients are increasingly more interested in investing in different currencies. Structured products offer solutions to materialise this type of investment idea.
Central Banks are the major players
Valuations of risk assets are very tight so the return depends more than ever on the Central Banks.
How do you reconcile financial investment goals with sustainable development goals?
In 2015, the UN adopted a Sustainable Development agenda setting 17 goals that consider in aggregate terms the social, economic and environmental approach that together seek to end poverty and hunger, protect the planet and ensure that humanity enjoys peace and prosperity.
Invest in the current socio-economic environment
Structural changes in the socioeconomic environment cause changes in the levels of central bank rates
How can investors avoid financial repression in euros?
The European Central Bank ruled out raising official rates during 2019, a phenomenon is known as financial repression
How to release cash through changes between US Treasury bonds?
The yield offered by thirty-year US treasury bonds reduces progressively with respect to the return provided by the Fed funds rates
How do we benefit from falls in financial assets?
At BBVA in Switzerland we can provide alternatives that meet this requirement, through structured products such as 'Twin - Win'.
The importance of diversification for investors
The debt levels of governments and companies with respect to GDP are at a record levels, something we should take into account when investing
Investing in sovereign fixed income: traditional bonds or strips?
The difference between a strip bond and a traditional one is that a strip is a zero coupon bond, i.e. it does not pay coupons as these are included in the price. Therefore, strip they have a longer duration. For 30Y treasury bonds the duration or sensitivity to movements in interest rates is just under 20 years, while for strip bonds with the same maturity it is close to 30.
Is technology a profitable investment?
The digital population growth is a condition that will define the world, not only in business, but in politics and investment. The changes in the generations and the access that each of these had to technology defines the financial scenario and the form that the growth dynamics will take on a global level.
How do the rate hikes affect investors?
The United States Federal Reserve has implemented further rate hikes, as it has been announcing for some time. No clear indication has been given as to how far they will continue to rise, and therefore most investors think that there will be further hikes in the remaining months of 2018 and throughout 2019.
What are profitable and socially responsible bonds?
At BBVA Switzerland, we are conscious that our main mission is to safeguard our clients' wealth, but this objective is not incompatible with maintaining our commitment to a sustainable future. What are profitable and socially responsible bonds?
What benefits does artificial intelligence have for the investor?
Artificial Intelligence is making strides as a disruptive element in many areas of our daily lives, or at least, as a tool that simplifies and improves many of our habitual processes. We analyze what benefits this impressive technology has for the investor.
Investors and the need of searching for value
In a context where it is not easy to find undervalued assets or assets with an interesting risk return scenario, we must strive to select the right investment opportunities searching for value. BBVA in Switzerland, in line with its focus on capital preservation and capitalizing assets in the medium and long term, believes that some specific assets are still attractive to investors.
What benefit for my assets does it have to change my country of residence?
Have you ever considered moving to another country looking for a better taxation for your assets? Why are there so many cases of athletes or artists who decide to change the country of residence for the benefit of their careers?
Monetary normalisation in the US and its effects
At the end of 2015, the Federal Reserve began the process of removing the extraordinary monetary policy accommodation that it had introduced to help stimulate the economy in the wake of the 2008 financial crisis (the "Great Recession"). However, the Fed's monetary normalisation could see this situation gradually change.
An investment made to measure for all clients
It is increasingly common for clients with knowledge of financial markets and with the intention of modulating risk according to their tolerance, to take the initiative and hire products tailored to their needs. The confidence between the bank and the clients is in this case is maximum and it seems interesting to talk about this current investment trend.
The importance of art due diligence against counterfeiting
We all assume that counterfeiting in art exist, but to what extent is it a serious problem? Much more than we think. Many counterfeit works of art, for example a false lithograph by Miró, are sold on the Internet in small quantities, approximately $ 5,000, to numerous buyers who trust the seller’s word and do not carry out any prior investigation – ‘due diligence’ – in the works.
Consequences of the monetary policy of the Federal Reserve
Only a few months ago we commented on the process of increases in reference rates by the Federal Reserve of the United States and how this process can affect the economy and the financial markets. It may be interesting to return to the subject given the situation of some countries and the dynamics of the global economy in recent weeks.
Bonds and loans to finance green technologies
Green technologies, such as renewable energies, energy efficiency and electric vehicles, can help to reduce the impact of human action on climate change. In 2007, the European Investment Bank issued the world's first green bonds aimed at financing and developing these technologies. In Spain, BBVA signed its first green loan in 2017, worth 500 million euros.
The best financial advice at the click of a finger
Nowadays, customers decide when and how they want to receive the best financial advice. That’s why we’ve developed two tools to enable them to take control of their decisions, comfortably from their own homes and at the click of a finger.
How do I protect my family against contingencies?
Potential family and business risks can be detected with good wealth planning, in order to protect our family against contingencies. However, without planning, structuring and organizing, we will not achieve such protection.
Are gold mining stocks an opportunity?
Historically the performance of gold mining share prices following periods in which the price to earnings paid by the American stock exchange was, statistically speaking, very high, has been excellent and a opportunity as we are going to analyse below.
Investing in Classic Cars (II): Six Milestones in the History of Automotive Manufacturing
The world of collectible investing continues to boom, with classic cars in particular enjoying an excellent moment because of their international appeal and cumulative returns (+362% in the last decade according to figures published by the consulting firm HAGI, which specialises in vintage collector cars, and the latest Wealth Report from Knight Frank).
The investor's chief problem
“The investor's chief problem, and even his worst enemy, is likely to be himself” This phrase of Benjamin Graham (considered to be the father of 'value investing', is without a doubt what has stuck with me for a long time and that I try to remember often.
How to invest in an economic debt environment
At present, most economies, both developed and also emerging market, are reporting excessive debt levels compared to the past. The amount of debt in the US economy, which in turn sets the pace of the world economy, stands at almost four time the wealth this country produces (measured by it gross domestic product).
Investment trends in private banking
The global economic reality has changed significantly over the past few years impacting decisively on the style and way in which investors manage their wealth.
Switzerland, an international finance center ideal for portfolio diversification
Many people around the world choose to place part of their savings in investments outside their home country, in order to diversify their holdings. That’s why they put part of their capital in international financial centers. Switzerland is one of them.
BBVA in Switzerland: a benchmark among private banks in developing digital solutions
BBVA’s presence in Switzerland dates back 25 years – a quarter century during which the bank has accompanied its clients, advising them on the management of their wealth and the diversification of their investments. It’s the only bank in the BBVA Group devoted exclusively to private banking, offering a superb value proposition in international asset management.