Financial Education

What’s blocking you from investing?

What’s blocking you from investing?

Many times we hear phrases like "I’m too young to invest" or "investing is for millionaires" but nothing is further from the reality. Investing is a smart way to build a sustainable future and the time to start is now.

Understanding the socially responsible investing

Understanding the socially responsible investing

It's no secret that socially responsible investing now occupies centre stage amongst investors and asset managers. How can we implement socially responsible investing processes?

Is gold a good safe heaven?

Is gold a good safe heaven?

El primer activo en el que pesamos para proteger nuestro patrimonio, cuando la economía se encuentra en recesión y los bancos centrales inundan de liquidez los mercados, suele ser el oro.

Webinar Private Equity Vision 2021

Webinar Private Equity Vision 2021

BBVA in Switzerland organized a webinar on Private Equity on February 10th.  The webinar was broadcasted live through its own Youtube channel. On this occasion the experts in Third Party Products, David Requena and Maria Arroyo, analyze the situation of Private Equity in the current environment and investment strategies for this year 2021.

Weekly Key: What is happening this week? 22.02.2021

Weekly Key: What is happening this week? 22.02.2021

Coronavirus cases worldwide decrease significantly as vaccination campaigns progress. Markets react with slight stock market declines and yield rallies.

What are blue bonds?

What are blue bonds?

Today, most of the financial world knows what green bonds are, but it is still unknown what blue bonds are. So, what are blue bonds?

How to invest in currencies

How to invest in currencies

In a context of predictably very low long-term returns on the main assets (both financial and non-financial), many investors are turning their attention to currencies as an additional source of profitability or an opportunity to diversify their investments. But how is the best way to invest in currencies?

What is carry in fixed income?

What is carry in fixed income?

When we buy a bond that receives a positive coupon regularly and hold it in the portfolio, we see how, over time and even without changes in the bond's price, the portfolio's value creases. This increase is the result of coupons that the bond pays into the account regularly. This increase is called carry from the investment.

Understanding the socially responsible investing

Understanding the socially responsible investing

It's no secret that socially responsible investing now occupies centre stage amongst investors and asset managers. How can we implement socially responsible investing processes?

Professional management of your investments

Professional management of your investments

What is discretional mandate? Discretional mandate is an investment service characteristic of Private Banking, by which the clients delegate all or part of their assets to a team of professionals. This team then manages their assets within a certain framework of action and with a specific of risk and investment objective.

Educational opportunities from home

Educational opportunities from home

In the last months, many people around the world have been forced to work from home. The "stay at home" phenomenon has given people the opportunity to organise their time between work and leisure in a way they could not do before, because of their day-to-day pace of activities. For many, this period at home has also become an opportunity for educating themselves.

How to control one's emotions and avoid making hasty decisions

How to control one's emotions and avoid making hasty decisions

Periods of panic and/or euphoria bring to mind the recurring question of how to control one's emotions and avoid making hasty decisions. There are no general recipes for this because everyone has their own personality shaped through their experience, knowledge, etc. For example, a person who likes extreme sports will have a different concept of risk than, say, someone who likes more traditional sports.

Differences between inflation and deflation

Differences between inflation and deflation

Due to the current crisis situation we are living, we are often seeing in the media the terms "inflation" and "deflation". Both terms can be confusing on occasions, so here we provide a brief and simple overview to give you a basic idea of the two concepts.

Opening an account in a bank abroad: frequently asked questions

Opening an account in a bank abroad: frequently asked questions

Given the growing number of people who are interested in opening an account in Switzerland, we have decided to present answers to some of the most frequently asked questions we receive on this matter.

Analysis of the fall in the price of oil

Analysis of the fall in the price of oil

The price of West Texas Intermediate crude, closed last 19th April 2020 at - $ 37.63, something that seemed impossible. It has never closed negative at maturity before. The Price on the spot contract was also negative, due to the lack of storage

What's the minimum amount to open an account in a private bank in Switzerland?

What's the minimum amount to open an account in a private bank in Switzerland?

Opening a bank account in Switzerland is a simple procedure. Not only complies with every international legislation but also offers excellent advantages by diversifying your savings in a neutral and stable country with a triple-A (AAA) rating. 

Which is the strongest currency in the world?

Which is the strongest currency in the world?

The most important, considering that it is the international reference currency and the most used, is the US dollar, but which is the strongest?erte?

The fiscal solution: attracting new residents to southern Europe

The fiscal solution: attracting new residents to southern Europe

Some countries in southern Europe have set up special fiscal solutions for new residents in an attempt to lure wealthy and talented individuals to their shores.

Swiss Private Banking: Financing alternatives for reinvestment

Swiss Private Banking: Financing alternatives for reinvestment

With an almost centennial trajectory, the history of private banking in Switzerland is synonymous with excellence. It is characterized by its stability, reliability, security and knowledge.

How to invest in dollar fixed-income today, with an eye to the future

How to invest in dollar fixed-income today, with an eye to the future

On this occasion we would like to analyze the possibility of investing, with an eye to the future, to take advantage of forthcoming opportunities in dollar fixed-income.

Structured products linked to interest rates

Structured products linked to interest rates

Range accruals are undoubtedly among the most popular interest-rate linked structured products. They are worth looking into if you want to receive a regular interest payment above market rates, linked to changes in interest rates.

The financing of life insurance premiums

The financing of life insurance premiums

These international insurances have a double component of savings and insurance so that the premiums paid have a return that is used in part by the insurer to guarantee the payment

Increased demand for sustainable investment solutions

Increased demand for sustainable investment solutions

We are faced with a new wave marked by sustainability. In recent years, there has been a rise in demand for socially responsible investment solutions. The notable increase in awareness of economic, social and environmental sustainability is now also being clearly reflected in customer investments.

Trends and behaviour in financial markets

Trends and behaviour in financial markets

This is significant when it is investors themselves who decide whether to buy or sell, sometimes compulsively, because it leads to volatility in stock markets and other financial markets.

Investing in sovereign fixed income: traditional bonds or strips?

Investing in sovereign fixed income: traditional bonds or strips?

The difference between a strip bond and a traditional one is that a strip is a zero coupon bond, i.e. it does not pay coupons as these are included in the price. Therefore, strip they have a longer duration. For 30Y treasury bonds the duration or sensitivity to movements in interest rates is just under 20 years, while for strip bonds with the same maturity it is close to 30.

Inheritance tax: How does it affect me?

Inheritance tax: How does it affect me?

Revenues from inheritance and gift taxes have reduced over the years; from an OECD average of 1.1% of total tax revenues in 1965 down to the present 0.4%.

What benefit for my assets does it have to change my country of residence?

What benefit for my assets does it have to change my country of residence?

Have you ever considered moving to another country looking for a better taxation for your assets? Why are there so many cases of athletes or artists who decide to change the country of residence for the benefit of their careers?