The immune system is on charge of the protection of our body against the various agents it identifies as possible aggressors; whether they are viruses, bacteria, allergens, toxins, malignant cells, etc. Nutrition, as we will see, plays a very important role in this, and for that reason the term immunonutrition has been coined to refer to the science involved in studying the relationship between nutrition and immunity.
Artificial Intelligence is making strides as a disruptive element in many areas of our daily lives, or at least, as a tool that simplifies and improves many of our habitual processes. We analyze what benefits this impressive technology has for the investor.
In its Social Performance Report, which it has just presented, the BBVA Microfinance Foundation (BBVAMF) describes its contribution to the United Nations' Sustainable Development Goals, which recognise the importance of financial inclusion and microfinances for their achievement. The Foundation provides financial products and services to at-risk communities in Latin America, in particular to women, to promote their development. According to the World Bank, nearly one in every two does not have a bank account.
We speak of “Artificial Intelligence” (AI) when we refer to those machines or devices that are equipped with an intelligence similar to that of human beings. This term was used for the first time by the computer expert John McCarthy in 1956 and, despite the earliness of the announcement and the time that has passed, it is still not very common to find in our current environment.
Breakfast is usually the meal that we pay the least attention to, even though it may be the most important one. Smoothies can be a great option for those who don't have much time in the morning, as they assure us a healthy, quick and easy breakfast.
In a fast-paced world, Swiss financial institutions are well-prepared to lead the transformation of the finance industry, particularly in private banking, where they are a clear reference in the world. The combination of accumulated experience, talent and availability of capital are decisive factors to facilitate this change.
The keys a company needs to be successful in the digital environment: raw material—data—and the other two are human factors—intelligence and innovation. Article written by Elena Alfaro, Head of Customer Solutions Analytics & Open Innovation, and Juan Murillo, Head of Analytics Dissemination and Data for Social Good at BBVA Data & Analytics.
2018 will be a year of consolidations and technologies trends. Retail stock exchange investment will be a widespread practice; purely online banking will be something that more and more citizens think about, and emerging companies will continue to use cryptocurrency, especially in the ethereum network, to raise funds, as well as other altcoins or alternative digital currencies.
Different opinions exist regarding the causes of climate change: Some experts state that temperature increases are a normal part of the Earth’s cycle, whilst others interpret this phenomenon as man’s doing.
2017 has been the year of cryptocurrencies: More than 300 new virtual currencies have been created. Bringing their total to over 900. In other words, the number of virtual currencies in the world more than triples the number of conventional, state-issued currencies, which according to the UN currently stand at 180.
If we asked someone aged 40 to 50 which technological changes had marked their childhood and youth, they would say the arrival of colour TV, the Walkman and later on CD’s were the great changes. These changes seem distant; what is more, a person from another generation would not even know what we are talking about, but these were the early days of digitisation.
At BBVA we have upped the pace in order to build the advances in digital technology, necessary to enable our clients to take the best financial decisions ever, into our business model. We are creating opportunities and offering solutions through innovative products and services that are disruptive on the financial market.
Sensitivity to ecology issues, raised awareness concerning the protection of the natural heritage we share and the search for and return to balanced and sustainable ways of life are features increasingly more widespread in western society. In the world’s major cities, from London to Vancouver, there are mainly private initiatives to incorporate cohabitation areas based on the idea of community gardens or allotments.
Because when we talk about the present, we refer to the immediate future, to what is already happening, to what is inevitable and to what undoubtedly will decide the fate of any business that wants to tackle a customer-oriented digital transformation.
The Financial Services Industry has embarked on its own transformation journey for the better. At BBVA, we are leading the worldwide redesign of the financial sector introducing cutting-edge technology and design in every product and business process we have. We aim to offer the best customer experience in banking.