Digitalisation

Advantages and disadvantages of eCommerce | BBVA Switzerland
With steady and increasing growth, e-commerce is at its peak. Therefore, here we will highlight the advantages and disadvantages of this type of transaction and how users' consumption habits have changed to open the road for a new type of businesses

Examples of FinTech technologies
The importance of FinTech is largely due to the opportunity it provides investors to do their own research, pick stocks and see the performance of their portfolio in real time.

What are the most played eSports in the world?
With considerable annual growth, the video game industry continues to position itself in many ways, including popular eSports, including Fornite and League of Legends with millions of players and numerous tournaments.

3 examples of the internet of things
Technology has many ways to simplify our lives. The interconnection of users with their devices has shown how algorithms, artificial intelligence and intelligent equipment have been created to adapt to everyday needs in all parts of the world.

Advantages and disadvantages of cloud computing
Cloud computing provides a wide variety of services, from those traditionally offered to new ones such as networking, storage and processing.

Take advantage of Samsung Pay as a digital payment
From now on, you only need your mobile or your smartwatch to complete your purchases. Your wallet stays at home. With Samsung Pay, you can use the BBVA in Switzerland credit cards at any establishment that accepts contactless payments anywhere in the world. All digitally, to make your payments even more secure and convenient.

The evolution of the payment methods
The new reality arising from Covid-19 has impacted the whole of society. For example, in many countries the new normal involves wearing a mask in public places and keeping a social distance. The way we pay for products or services has also been affected by the pandemic: many establishments began to recommend payment through electronic means, whether by card, digital applications or using contactless payment systems such as Google Pay or Samsung Pay.

Introducing the online request service for account opening
Video identification and digital signatures are more necessary than ever in this new normal. In the wake of the social distancing measures introduced to halt the spread of the COVID-19 pandemic, BBVA Switzerland has become closer to customers and is using technology to digitise the process for opening accounts.

Mobile banking is the third most downloaded app
For almost 3,000 years we have known about the existence of money and its main properties, and yet it is only now that one of its main characteristics, its functionality as a means to pay in cash, is beginning to gradually fade out in light of digitalisation and mobile banking apps.

Is technology a profitable investment?
The digital population growth is a condition that will define the world, not only in business, but in politics and investment. The changes in the generations and the access that each of these had to technology defines the financial scenario and the form that the growth dynamics will take on a global level.

What does a company need in order to be successful in this new digital environment?
The keys a company needs to be successful in the digital environment: raw material—data—and the other two are human factors—intelligence and innovation. Article written by Elena Alfaro, Head of Customer Solutions Analytics & Open Innovation, and Juan Murillo, Head of Analytics Dissemination and Data for Social Good at BBVA Data & Analytics.

Fintech trends for 2018
2018 will be a year of consolidations and technologies trends. Retail stock exchange investment will be a widespread practice; purely online banking will be something that more and more citizens think about, and emerging companies will continue to use cryptocurrency, especially in the ethereum network, to raise funds, as well as other altcoins or alternative digital currencies.

Cryptocurrencies: benefits and risks of virtual currencies
2017 has been the year of cryptocurrencies: More than 300 new virtual currencies have been created. Bringing their total to over 900. In other words, the number of virtual currencies in the world more than triples the number of conventional, state-issued currencies, which according to the UN currently stand at 180.

The future of banking
If we asked someone aged 40 to 50 which technological changes had marked their childhood and youth, they would say the arrival of colour TV, the Walkman and later on CD’s were the great changes. These changes seem distant; what is more, a person from another generation would not even know what we are talking about, but these were the early days of digitisation.

BBVA Open Talent: Creating opportunities and transforming the banking industry
At BBVA we have upped the pace in order to build the advances in digital technology, necessary to enable our clients to take the best financial decisions ever, into our business model. We are creating opportunities and offering solutions through innovative products and services that are disruptive on the financial market.

The transformation journey at BBVA in Switzerland
The Financial Services Industry has embarked on its own transformation journey for the better. At BBVA, we are leading the worldwide redesign of the financial sector introducing cutting-edge technology and design in every product and business process we have. We aim to offer the best customer experience in banking.