Moderate portfolio

The moderate portfolio is a discretionary portfolio for investors who prefer to delegate their investments to BBVA experts. Some people prefer to delegate part of their portfolio to experts to keep part of their money more stable and the rest to invest in future trends. The moderate portfolio is one of the three discretionary portfolios managed by BBVA in Switzerland, portfolios which have absolute returns and can invest in both equities and fixed income. The main difference between it and the other two (the balanced and determined portfolios) is that it is the most conservative. In other words, it is the portfolio in which investors can expect lower yields, but also lower variation in prices.


Moderate portfolio
Why invest in moderate portfolio?

Why invest in moderate portfolio?

The moderate portfolio is designed for investors who seek higher returns than the market in the medium-long term, but who are only willing to admit lower levels of volatility in the portfolio over that period of time.

  • It is structured for conservative or moderate clients.
  • In the past it has had less volatility than the other two, but also less in the way of return.
  • The fixed income portfolio is different in that it cannot invest in equities, while the moderate, balanced and determined portfolios can.
  • This portfolio invests mainly in fixed income instruments, and has an established maximum investment in equities of 33%. Although the percentage of investment in equities since its launch has been around 10%.
  • The vehicle to invest in this portfolio is the Moderate Sicav Portfolio
To invests

Past performance of the Fixed Income Sicav portfolio

The graph shows the moderate portfolio's performance compared to that of the balanced and determined portfolios. In the past it has had less volatility than the other two, but also less in the way of return.